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The state of digital payments in emerging markets
What unified rails mean for businesses collecting on mobile money, cards and banks.
Get the reportWHY EVERPAY?
KYC infrastructure any platform can build on.
Document checks, liveness, face match and screening, built for national identity documents and available to your platform over an API.
Learn moreSoftware for money, work and compliance
One foundation behind a verified money app, a compliance console, company management and team communications.
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Three products on one foundation. Move money, stay compliant and keep your team aligned. Each works on its own, and better together.
EverPay
Transact. Invest. Grow.
One verified wallet that does what five apps used to, with a receipt for every transaction.
Send & request
Money moves to a name, not a number. Pay anyone by phone or $EverTag on any network, or send a request and get paid back without the awkward reminder.
BillPay
Power, water, TV and school fees in one hub. Pay in full, split a bill with others, or turn on autopay and never miss a due date.
Save with EverCircle
Savings challenges with people you trust. Set the goal and the cadence, and the wallet keeps every member honest automatically.
Borrow & invest
EverCredit reads your wallet history instead of paperwork for instant limits, and investments start from as little as 500.
02 · EVEROPS
HR for the whole employee lifecycle
Hiring, onboarding, leave and attendance in one console, with a localised payroll engine that files payroll taxes and social contributions for you.
03 · HUDDLE
Keep every team in one thread
Channels, direct messages, meetings and Huddle AI for the whole company, on the same suite as your money and operations.
Mercy Adeyemi 09:41
Final launch designs are up. Can everyone review before standup?
Built into
the platform
Verification, receipts, audit and payment rails, all engineered in-house rather than stitched from vendors.
Verified identity
Document authenticity, liveness and biometric face match, built in-house for national identity documents.
A receipt for every payment
Every transaction produces a receipt the customer keeps, tied to the audit trail.
Role-based operator access
Per-officer logins with least privilege, and every action attributed to a person.
Mobile money rails
Airtel Money, MTN MoMo, M-Pesa and more, connected directly for send and receive.
Statutory payroll & filings
A localised payroll engine and per-market statutory filing rules.
Team chat with Huddle AI
Channels, meetings and AI catch-up summaries, inside the same suite.
Verified identity
Document authenticity, liveness and biometric face match, built in-house for national identity documents.
A receipt for every payment
Every transaction produces a receipt the customer keeps, tied to the audit trail.
Role-based operator access
Per-officer logins with least privilege, and every action attributed to a person.
Mobile money rails
Airtel Money, MTN MoMo, M-Pesa and more, connected directly for send and receive.
Statutory payroll & filings
A localised payroll engine and per-market statutory filing rules.
Team chat with Huddle AI
Channels, meetings and AI catch-up summaries, inside the same suite.
01 · KYC INFRASTRUCTURE
KYC infrastructure,
built like a product
The same engine that verifies EverPay's own customers is an API your platform can call. A bank, insurer or lender submits a client's ID document and selfie and gets a defensible decision back.
Document check
An authenticity model built per ID type: fonts, holograms, layout and signs of tampering.
Liveness
A short selfie video with a randomly assigned action defeats printed photos and replayed video.
Face match
Biometric match against the ID photo. Borderline scores go to a human reviewer, never auto-fail.
Screening
OFAC, UN sanctions and PEP lists with fuzzy name matching, re-run as lists change.
An API for your onboarding
Your platform submits a verification and gets a decision asynchronously, on the same pipeline EverPay runs on itself.
Built for local documents
Tuned to each market's ID formats, typefaces and faces, where general-purpose tools misread.
Documents are write-only
ID images are never returned by any API, and the selfie video is deleted after processing.
Encrypted and logged
ID numbers are encrypted at the application layer, and every access to a KYC record is logged, append-only.
See the suite on your own operations
One suite for money, operations, compliance and communications. Tell us about your workflows and we will walk you through it.
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